Barbara Lukowiak TERMS OF USE AND DISCLAIMER

Every effort has been made to accurately represent our products and programs and their potential. We make no warranty, express or implied as to the specific monetary or other results achievable as a result of the purchase of any products, programs or courses or the use of our website. The results achieved are understood to be solely your responsibility. We will replace any defective materials on downloadable or shipped products.

No information, advise or materials offered by our company or website shall be perceived as a warranty of any kind for specific results.

The testimonials and examples used are real results of one person and may not apply to the average purchaser and are not intended to represent or guarantee that anyone will achieve the same or similar results. Each individual’s success depends on his or her background, dedication, desire and motivation.

As with any business endeavor, there is an inherent risk of loss of capital and there is no guarantee that you will earn any money as a result of participating in or using any of our materials or courses.

Every effort has been made to accurately represent each of our products and services and it’s potential. There is no guarantee that you will earn any specific amount of money using the techniques and ideas in these materials. Examples in these materials are not to be interpreted as a promise or guarantee of earnings.

Your level of success in attaining the results claimed in our materials depends on the time you devote to the program, ideas and techniques mentioned, your finances, knowledge and various skills. Since these factors differ according to individuals, we cannot guarantee your success or income level. Nor are we responsible for any of your actions.

Materials in our product and our website may contain information that includes or is based upon forward-looking statements within the meaning of the securities litigation reform act of 1995. Forward-looking statements give our expectations or forecasts of future events. You can identify these statements by the fact that they do not relate strictly to historical or current facts. They use words such as “anticipate,” “estimate,” “expect,” “project,” “intend,” “plan,” “believe,” and other words and terms of similar meaning in connection with a description of potential earnings or financial performance.

Any and all forward looking statements here or on any of our sales material are intended to express our opinion of results potential. Many factors will be important in determining your actual results and no guarantees are made that you will achieve results similar to ours or anybody else’s.

We shall in no event be held liable to any party for any direct, indirect, punitive, special, incidental or other consequential damages arising directly or indirectly from any use of this material, which is provided “as is”, and without warranties.

As always, the advice of a competent legal, tax, accounting or other professional should be sought.

We do not warrant the performance, effectiveness or applicability of any sites listed or linked on our website or in any product or materials.

All links are for information purposes only and are not warranted for content, accuracy or any other implied or explicit purpose.

Program Registration Agreement and Guarantees

Most, but not all of our programs and products come with a limited time money-back guarantee or partial refund policy. When you purchase any of our products, courses, tele-classes or programs you are agreeing to abide by the terms of the guarantee. After the guarantee period has expired, you agree to pay in full in accordance with the payment terms specified for that product, program or service, including in the case of monthly installment payments, until the agreed upon payment term has expired. In the case of extreme hardship or dire emergency, you may contact us directly about a dispensation from this agreement, which is totally at our discretion.

Copyrights and Licensing

All of the information, content, audio recordings, articles, course materials, and proprietary e-products contained herein, even after purchase, are copyrighted and subject to copyright laws. They may not be reproduced, re-sold, re-worded, re-used or exploited in any way without our express written permission.

All materials purchased are licensed for your personal use only, unless otherwise stated. Reproduction is strictly prohibited. You may not copy, sell, modify, or transfer the licensed program or proprietary product, except as or if provided for in this agreement or expressly in writing at the time of purchase. Unauthorized use shall result in immediate and automatic termination of your license to use purchased materials and may result in prosecution.